We tried to keep my mom in her house. It was paid for, she had landscape service, an every other day housekeeper. Used to only be once a week, but we gave her more days since she helped mom with a lot of things.
We were also looking into a twice a day visiting nurse to stop by as well.
But a friend of my mom's moved into a fancy self-care seniors center, so she just had to also.
Sad though, the reason she moved, her friend, passed away within a couple of years.
Mom never ate in the dining hall, always did her own cooking, but still had a weekly housekeeper, hi hi.
It cost her well over two-thousand dollars per month more to live there than at home. Or a little over 3 grand a month.
And after her friend died, she was not happy their anymore either. But did eventually make a couple of more friends.
With all the charges on her monthly bill, she was actually paying out around 3500 bucks a month for a little two room apartment. Bedroom, Living Room, and the kitchenette was basically one wall of the living room with a counter and cupboards. The sale of her house is where she got the money, and it was almost gone before she passed away. Less than 25k left when she died.
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I don't like to think about moving from this place. It will be the last move I ever make, to be sure. The next logical stage seems to be some kind of assisted living, or senior center. It might be convenient and even necessary, but I can tell you right now I would not be comfortable in such a place. Too many old people. LOL That's one major reason we didn't move to Florida. I'm in the midst of a bunch of Yuppie types in their mid 30's and 40's all raising families. We have nothing to do with each other but the environment is friendly and not depressing. The costs of assisted living seem outrageous, but I guess you are paying for a lot of services too. I give the HOA $400 a year here but never use anything they have to offer, like the swimming pool. It's just the price I pay for living on my own in a nice neighborhood. $3500 a month sounds right for what you describe. As long as mom was comfy, it was worth it.
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Sadly, I could never afford to live anyplace like that, even if we sold our house.
If I go first, Debi can move in with her son, who lives in Nashville, which she is not too fond of.
Her son would probably sell the house, since no more relatives are left nearby now.
At the time I bought this house for Debi, she had three relatives living on this street, and two on another perpendicular street only a block away, and four more two and three streets further north of us, in the next subdivision.
All of her relatives on this street, and one on the perpendicular street are now dead, and the last one is like 88 years old and spends most of her time with her sons. Two of the four north of us have moved to other areas, and the two remaining are not really close to us, two generations away from our age.
But at the time I bought the house for her from her mother, it was mainly to keep it in her family, and ensure her mom had a place to live until she passed away. Now after living here for 20 years, I don't want to move for any reason, hi hi.
Besides, I've accumulated too much stuff I have to figure out what to do with before it becomes a burden to Debi.
If I go first, Debi can move in with her son, who lives in Nashville, which she is not too fond of.
Her son would probably sell the house, since no more relatives are left nearby now.
At the time I bought this house for Debi, she had three relatives living on this street, and two on another perpendicular street only a block away, and four more two and three streets further north of us, in the next subdivision.
All of her relatives on this street, and one on the perpendicular street are now dead, and the last one is like 88 years old and spends most of her time with her sons. Two of the four north of us have moved to other areas, and the two remaining are not really close to us, two generations away from our age.
But at the time I bought the house for her from her mother, it was mainly to keep it in her family, and ensure her mom had a place to live until she passed away. Now after living here for 20 years, I don't want to move for any reason, hi hi.
Besides, I've accumulated too much stuff I have to figure out what to do with before it becomes a burden to Debi.
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We have not put a lot of thought into departing from this world. We have yet to make a will in fact. However, that's almost superfluous given there is nobody to contest the estate but our two daughters. They can fight it out if they like. I'm not too concerned about what happens after I'm gone. It's the time before I depart that probably should be planned more carefully. The problem I have doing that is not knowing exactly how it's all going to end. There are any number of scenarios each requiring different planning. It's way too morbid for me to do that kind of thinking. If my wife predeceases me, I'll live in this house as long as I can retain some sanity. One of the girls might want to take me in, but I'm not counting on that. It would seem like the proper thing for them to do, but I'm prepared to accept that my kids will have their own idea of what is proper. Thus, any planing I do would not change the outcome.
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Although we each have our Wills, they are not official and not yet signed by witnesses.
Regardless, we won't file them with the state.
We may put the house in her sons name, like I did for her mother, to avoid the 45% inheritance tax during the Obama administration. But that is dropped now that Trump took office. Stealing a child's inheritance is grand theft!
Still, we need to be safe in case another Socialist or Communist gets in office before we die.
Regardless, we won't file them with the state.
We may put the house in her sons name, like I did for her mother, to avoid the 45% inheritance tax during the Obama administration. But that is dropped now that Trump took office. Stealing a child's inheritance is grand theft!
Still, we need to be safe in case another Socialist or Communist gets in office before we die.
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I find it infinitely interesting that you could find so many faults with Barak Obama, yet you place your full trust and confidence in a pathological liar, a person with a narcissistic personality disorder, and a man who is a sociopath. To each their own, I suppose.
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Sound like you are describing Obama, not Trump.
I can't think of even one instance where Obama told the truth about anything.
And I can come up with a list of over 100 things he did to severely hurt this country.
I never said I put my full trust in Trump. He's not perfect either.
But he's a heck of a lot better than I've seen in office in the last couple of decades!
I can't think of even one instance where Obama told the truth about anything.
And I can come up with a list of over 100 things he did to severely hurt this country.
I never said I put my full trust in Trump. He's not perfect either.
But he's a heck of a lot better than I've seen in office in the last couple of decades!
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The difference in our viewpoints is rooted in cognitive dissonance. It simply means no amount of contrary evidence can change the perspective.
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I don't use it, but did have a list of over 99 things the Democrats have done against us.
Snopes, who I don't trust, even stated that about 90% of the statements are factual, but some were worded in a misleading way.
Just look at what they have done with Social Security over the years. And now they want to take it away completely.
How will Seniors live if they take away the money WE PAID INTO the system, of which it was stolen and spent.
The many bad things the Democrats have done is why nearly every member of my family changed sides over the years.
Not saying the Republicans are much better, but they have done more good than bad, and have not gone off the deep end.
Snopes, who I don't trust, even stated that about 90% of the statements are factual, but some were worded in a misleading way.
Just look at what they have done with Social Security over the years. And now they want to take it away completely.
How will Seniors live if they take away the money WE PAID INTO the system, of which it was stolen and spent.
The many bad things the Democrats have done is why nearly every member of my family changed sides over the years.
Not saying the Republicans are much better, but they have done more good than bad, and have not gone off the deep end.
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I don't want to debate viewpoints that have no resolution, but I will give you an example of what is wrong with your comments.
The Republican agenda since nearly day #1 has been to minimize government. This specifically relates to entitlements which they freely label as socialism. Since the day Trump took charge of the presidency he and his teammates, and consistent with the Republican agenda, have tried to eliminate as many entitlements as they could get away with. Their greatest effort was against what they call Obamacare, but the entire Social Security system, Medicade included, is targeted to be cut or eliminated from government support. This has been a primary objective of the Republican party since the days of DDE and disregards whatever difficulties it may bring upon those who lose said entitlements. If you truly believe the Democrats are the ones working to eliminate Social Security, et al, then you need to explain to yourself why Franklin D Roosevelt, a Democrat, fought hard to introduce it in the first place.
The information upon which you are basing your opinions is corrupt. Unfortunately, that's where the cognitive dissonance resides.
The Republican agenda since nearly day #1 has been to minimize government. This specifically relates to entitlements which they freely label as socialism. Since the day Trump took charge of the presidency he and his teammates, and consistent with the Republican agenda, have tried to eliminate as many entitlements as they could get away with. Their greatest effort was against what they call Obamacare, but the entire Social Security system, Medicade included, is targeted to be cut or eliminated from government support. This has been a primary objective of the Republican party since the days of DDE and disregards whatever difficulties it may bring upon those who lose said entitlements. If you truly believe the Democrats are the ones working to eliminate Social Security, et al, then you need to explain to yourself why Franklin D Roosevelt, a Democrat, fought hard to introduce it in the first place.
The information upon which you are basing your opinions is corrupt. Unfortunately, that's where the cognitive dissonance resides.
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Nearly every president ever elected created new departments to fund. Didn't matter what party they were, they all did it.
Most of them became obsolete when a new president was elected, who also created more departments, but none of the obsolete ones were every ended.
So the government continually got bloated more and more, which in turn created more and more waste.
Here is a list that has been floating around since 2005.
It is not entirely accurate. But Snopes (although heavily biased) has tried desperately to disprove many of the statements, but then later the facts that make the statements basically true, although worded the wrong way in the list, were proven to have a basis in fact.
Here's the list:
SOCIAL SECURITY:Franklin Roosevelt, a Democrat, introduced the Social Security (FICA) Program. He promised:
1.) That participation in the Program would be completely voluntary,
2.) That the participants would only have to pay 1% of the first $1,400 of their annual incomes into the Program,
3.) That the money the participants elected to put into the Program would be deductible from their income for tax purposes each year,
4.) That the money the participants put into the independent “Trust Fund” rather than into the General operating fund, and therefore, would only be used to fund the Social Security Retirement Program, and no other Government program, and,
5.) That the annuity payments to the retirees would never be taxed as income.
Since many of us have paid into FICA for years and are now receiving a Social Security check every month — and then finding that we are getting taxed on 85% of the money we paid to the Federal government to “put away,” you may be interested in the following:
Q: Which Political Party took Social Security from the independent “Trust” fund and put it into the General fund so that Congress could spend it?
A: It was Lyndon Johnson and the Democratically-controlled House and Senate.
Q: Which Political Party eliminated the income tax deduction for Social Security (FICA) withholding?
A: The Democratic Party.
Q: Which Political Party started taxing Social Security annuities?
A: The Democratic Party, with Al Gore casting the “tie-breaking” deciding vote as President of the Senate, while he was Vice President of the U.S.
Q: Which Political Party decided to start giving annuity payments to immigrants?
MY FAVORITE :
A: That’s right! Jimmy Carter and the Democratic Party. Immigrants moved into this country, and at age 65, began to receive SSI Social Security payments! The Democratic Party gave these payments to them, even though they never paid a dime into it!
Then, after doing all this lying and thieving and violation of the original contract (FICA), the Democrats turn around and tell you that the Republicans want to take your Social Security away!
And the worst part about it is, uninformed citizens believe it!
You can look up Snopes rebuttals to see what they say.
Then go look at the actual legislative sessions regarding each change.
FWIW: I never included any of the above in my thesis which was only to prove that SS was more than solvent and would remain so.
Most of them became obsolete when a new president was elected, who also created more departments, but none of the obsolete ones were every ended.
So the government continually got bloated more and more, which in turn created more and more waste.
Here is a list that has been floating around since 2005.
It is not entirely accurate. But Snopes (although heavily biased) has tried desperately to disprove many of the statements, but then later the facts that make the statements basically true, although worded the wrong way in the list, were proven to have a basis in fact.
Here's the list:
SOCIAL SECURITY:Franklin Roosevelt, a Democrat, introduced the Social Security (FICA) Program. He promised:
1.) That participation in the Program would be completely voluntary,
2.) That the participants would only have to pay 1% of the first $1,400 of their annual incomes into the Program,
3.) That the money the participants elected to put into the Program would be deductible from their income for tax purposes each year,
4.) That the money the participants put into the independent “Trust Fund” rather than into the General operating fund, and therefore, would only be used to fund the Social Security Retirement Program, and no other Government program, and,
5.) That the annuity payments to the retirees would never be taxed as income.
Since many of us have paid into FICA for years and are now receiving a Social Security check every month — and then finding that we are getting taxed on 85% of the money we paid to the Federal government to “put away,” you may be interested in the following:
Q: Which Political Party took Social Security from the independent “Trust” fund and put it into the General fund so that Congress could spend it?
A: It was Lyndon Johnson and the Democratically-controlled House and Senate.
Q: Which Political Party eliminated the income tax deduction for Social Security (FICA) withholding?
A: The Democratic Party.
Q: Which Political Party started taxing Social Security annuities?
A: The Democratic Party, with Al Gore casting the “tie-breaking” deciding vote as President of the Senate, while he was Vice President of the U.S.
Q: Which Political Party decided to start giving annuity payments to immigrants?
MY FAVORITE :
A: That’s right! Jimmy Carter and the Democratic Party. Immigrants moved into this country, and at age 65, began to receive SSI Social Security payments! The Democratic Party gave these payments to them, even though they never paid a dime into it!
Then, after doing all this lying and thieving and violation of the original contract (FICA), the Democrats turn around and tell you that the Republicans want to take your Social Security away!
And the worst part about it is, uninformed citizens believe it!
You can look up Snopes rebuttals to see what they say.
Then go look at the actual legislative sessions regarding each change.
FWIW: I never included any of the above in my thesis which was only to prove that SS was more than solvent and would remain so.
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I'm glad we seem to agree that a Democrat president introduced Social Security. If Trump is elected again in November, you will witness the removal of most if not all those entitlements championed by FDR. One glaring point I did not see in Snopes suppositions is that not all of those Democrat presidents had a Democrat controlled House AND a Democrat controlled Senate. That means the Republican leadership at the time agreed to most if not all those cuts. c'est la vie
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Trump promised to increase SS in a couple of ways. Not keep freezing it like Obama did.
One thing he promised, which I've yet to see happen was a guaranteed minimum payment of 1,200 bucks.
Had he followed through with that, it would have helped me by a couple hundred bucks.
But with the three raises we got since Trump has been in office, in one more raise I will be up to 1,000 bucks.
Still it is not 1,200 bucks, but it has gone up each year he has been in office.
One thing he promised, which I've yet to see happen was a guaranteed minimum payment of 1,200 bucks.
Had he followed through with that, it would have helped me by a couple hundred bucks.
But with the three raises we got since Trump has been in office, in one more raise I will be up to 1,000 bucks.
Still it is not 1,200 bucks, but it has gone up each year he has been in office.
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The raises in social security benefits are due to COLA which was introduced well before Trump became a reality show producer. Yet again there is some misrepresentation of the facts. Correlation does not prove causation, and in this case they are not even related.
The Trump team has recently argued at the Supreme Court level about the legality of Obamacare. They are working hard to eliminate it from on high. I'm not in a position to judge it's legality, but a time when the country is undergoing a major attack from a novel virus that is killing 3-4% of the people who get it is not the proper context for promoting this kind of cost cutting agenda. You might like the guy because he is a Republican, but you really need to look closer at what he is doing.
The Trump team has recently argued at the Supreme Court level about the legality of Obamacare. They are working hard to eliminate it from on high. I'm not in a position to judge it's legality, but a time when the country is undergoing a major attack from a novel virus that is killing 3-4% of the people who get it is not the proper context for promoting this kind of cost cutting agenda. You might like the guy because he is a Republican, but you really need to look closer at what he is doing.
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I don't necessarily like Trump, never did in fact. But look at what the alternative was!
The country needed to recover from all the serious damage done by Obama, and you know as well as I do that the Obama lovers were never going to clean up the mess he made.
Taken from the democratically biased FactCheck.org website.
The first infection from H1N1 was identified in California on April 15, 2009
Obama waited until Millions were infected and over 1000 people died.
Only then did he declare a National Emergency on October 24, 2009
That's OVER six months after he knew about the virus.
The first case of coronavirus was identified in Washington State on January 21, 2020
Trump listened to advisors and in less than two months saw it was serious.
He immediately declared a National Emergency on March 13, 2020
We are also talking about two totally different types of viruses.
One in which a vaccine was close to being available from known previous flu type viruses, and a totally new virus with not much previous data to go on.
Naturally democratically biased websites will try to make it look like Obama was a hero, even after he ignored all the warnings, and did so until his puppeteers made him do something.
The country needed to recover from all the serious damage done by Obama, and you know as well as I do that the Obama lovers were never going to clean up the mess he made.
Taken from the democratically biased FactCheck.org website.
The first infection from H1N1 was identified in California on April 15, 2009
Obama waited until Millions were infected and over 1000 people died.
Only then did he declare a National Emergency on October 24, 2009
That's OVER six months after he knew about the virus.
The first case of coronavirus was identified in Washington State on January 21, 2020
Trump listened to advisors and in less than two months saw it was serious.
He immediately declared a National Emergency on March 13, 2020
We are also talking about two totally different types of viruses.
One in which a vaccine was close to being available from known previous flu type viruses, and a totally new virus with not much previous data to go on.
Naturally democratically biased websites will try to make it look like Obama was a hero, even after he ignored all the warnings, and did so until his puppeteers made him do something.
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You need to look closer at the crap your party is trying to pull off.
More funding to KILL Babies, More money for the Muslims, More restrictions on the American People, Attempts to abolish the Constitution, and turn the U.S. into a Communist country.
Most of the bills to try and help the American People were stuck due to bull shit money for horrible democratic agendas.
The U.S. is the last fully-free country on the planet. And Trump is trying to keep it that way, while the left is trying to turn us into a third-world shit-hole. Just look at the democratically led cities as an example of what they are doing now.
The democratic party of today is NOT the party my parents and grandparents supported!
They would turn over in their graves if they saw how bad that party has become.
More funding to KILL Babies, More money for the Muslims, More restrictions on the American People, Attempts to abolish the Constitution, and turn the U.S. into a Communist country.
Most of the bills to try and help the American People were stuck due to bull shit money for horrible democratic agendas.
The U.S. is the last fully-free country on the planet. And Trump is trying to keep it that way, while the left is trying to turn us into a third-world shit-hole. Just look at the democratically led cities as an example of what they are doing now.
The democratic party of today is NOT the party my parents and grandparents supported!
They would turn over in their graves if they saw how bad that party has become.
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I'm good to just leave it at that. 
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Sounds good to me!