Tom Hanks

[Icey]

I used to like the man - thought he was down to earth and straight-talking. That as may be, but yes, he's also a greedy pig.

[tomsk]

money wise?

[Icey]

Yes.

See you later T. Got to nip to the bank.

[tomsk]

Good,
banking on line is risky apparently..
too much of your personal details are on show...

[Icey]

I don't bank online, and mainly use cash.

[tomsk]

me too...
great minds Holmes!

[Icey]

That way, you don't buy what you can't afford. Living on plastic can be a very good way of running up huge debts and incurring massive interest rates, unless you stick to your debit card and don't go overdrawn.

[tomsk]

sound advice..

[Icey]

It's the way our family's always worked, and until hard cash becomes obsolete, I still think it's the best way. Debt-free is worry-free.

[tomsk]

I concur with you on that..

[Icey]

Today's youngsters're going to find it tough. They want things "today", and can't wait and save up like their grandparents might've done. Their own parents went into debt, and they see it as a quick way of getting stuff. Then they pay for it for years.

[tomsk]

that's just dumb..

[Icey]

Yes, but thousands do it.

[tomsk]

aye,,
I'm ill disciplined too!

[Icey]

What do you mean?

[tomsk]

I'm a bit scatty when it comes to money ...

[Icey]

Good grief - I think you're very "careful" Arch! You never seem to waste any on trivial stuff.

[tomsk]

Evening Icey and all mates on here!
x

[Icey]

[tomsk]

I was never really taught about managing money,